The Cochran Firm - Offices located Nationwide

Founded over 40 years ago by famed attorney, Johnnie L. Cochran, Jr., The Cochran Firm, as it is known today, has established itself as one of the premier plaintiffs' litigation and criminal defense in the United States. With offices located in cities across the USA, The Cochran Firm has brought together into one firm, a diverse group of some of the most highly-experienced and respected men and women dedicated to bringing quality representation for injured people, their families, and the ordinary citizen.

The Cochran Firm – Offices located Nationwide

Stop Foreclosure on Your Home

The first thing you should do if you miss a payment on your home is contact your lender and discuss your situation. Many people try to avoid their lenders, but this is the worst thing you can do. Believe it or not, your lender doesn’t want to foreclose on your home because foreclosure proceedings are expensive. If you communicate with your lender, they may be able to offer you options to resolve your payment problems. Your lender may also suggest alternatives, such as a loan modification, which can prevent foreclosure

Stop Foreclosure on Your Home

The Foreclosure Process

The Foreclosure process in judicial states begins when you miss a payment on your home. After your first missed payment, your lender will contact you by mail or phone to notify you of your missed payment. Within a few weeks of your first missed payment, fees will begin to apply to your mortgage. If you are unable to make any mortgage payments for three consecutive months, your lender will usually give you a 30 day period to make up your missed payments. If you cannot pay what you owe within the 30 days your lender will begin a foreclosure action against you.

The Foreclosure Process

Foreclosure

Foreclosure laws vary from state to state; a state is either “judicial” or “non-judicial”. In judicial states like Florida, your lender must file a foreclosure action against you and process the foreclosure through the court system. Non-judicial states do not require the lender to pursue foreclosure through the courts and these foreclosures generally occur quicker than judicial state foreclosures.

Foreclosure

Foreclosure Defense

If you are delinquent in mortgage loan payments to the lender or have received a mortgage foreclosure complaint, you have a very short time to respond.

Loan Modifications

The Cochran Firm Palm Beach, P.A. can help you renegotiate your monthly payments to the bank and modify your payment structure to make it more affordable.

Short Sale

The Cochran Firm Palm Beach, P.A. will make contact with the banking institution to inform them of the Homeowners’ desire to short sale the property.

Deed in Lieu

The deed in lieu immediately releases the borrower from most or all of the personal indebtedness associated with the defaulted loan.

Our Foreclosure Attorneys Are Here For You

During this difficult time, communication and information are of the utmost importance. Make sure you are well-informed regarding Florida foreclosure law and your options to avoid foreclosure by speaking with foreclosure attorneys at The Cochran Firm Palm Beach, P.A.. If you contact a lawfirm and you don't get to speak directly with an attorney - then you should seek legal assistance with a firm that provides access to the attorneys. At Cochran Firm Palm Beach, P.A., our attorneys will speak with you personally when you have questions or concerns.

At Cochran Firm Palm Beach, P.A., a foreclosure lawyer from our team can help you understand your rights and can work with your lender to help you avoid foreclosure. When you set up your free consultation with an attorney, we will discuss alternatives to foreclosure such as reinstatement, forbearance, and loan modification. After you are aware of your options, we can help you decide which course of action will meet your long-term financial goals.

Our team knows that no one wants to lose their home and we understand what you are going through. Our lawyers have helped thousands of homeowners throughout Florida stop foreclosure. We are confident that we can help you, too. Remember, the sooner you get The Cochran Firm Palm Beach, P.A. involved, the sooner we can work with you to prevent foreclosure on your property. Call our law office today at 561-275-1755 or contact The Cochran Firm Palm Beach, P.A. online to schedule an initial consultation with an attorney at NO COST to you.